by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | May 1, 2026 | Colleges
The One Big Beautiful Bill Act (the Act), enacted in July of 2025, introduced a significant shift in the accountability methods to be used by the Federal government to monitor and regulate colleges. The purpose of the new methods is twofold: 1.) To foster the gainful...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 23, 2026 | Scams
The U.S. Education Department (ED) conducts most of its business with students and colleges over the Internet. Although far more secure than paper-based systems, there is risk inherent in using the Internet as a medium for monetary exchange. Ingenious scammers use a...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 19, 2026 | Financial Aid
College education strengthens the nation’s most important asset — its people. The Trump administration has developed a strategy for reforming college education that isn’t based on formal doctrine. Rather, it’s a conservative, market-oriented framework that integrates...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 13, 2026 | Enrollment
Peak college enrollment in the United States was reached in 2010 with 21 million students. After 2010, structural, demographic, economic, and policy factors converged, causing enrollment to decline. By 2019, it had fallen to 19 million. In 2020-22, due to the...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 12, 2026 | Federal Student Loans
Students and parents with defaulted Federal education loans have been confused lately by a flurry of changes in the garnishment policy of the U.S. Education Department (ED). In December, the ED announced that it would resume garnishing wages from defaulted borrowers...
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