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Changes to 529 Plans in the 2025 Spending Law

Changes to 529 Plans in the 2025 Spending Law

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 7, 2026 | College Savings Plans

Section 529 of the IRS tax code establishes and defines Qualified Tuition Programs (QTPs) as tax-deductible education savings or prepaid tuition accounts. Hence the name 529 accounts. Most 529 plans are state-run, and each state has its own version of a 529 Education...
Sallie Mae: How America Pays for College in 2025

Sallie Mae: How America Pays for College in 2025

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 29, 2026 | Financial Aid

Sallie Mae is a NASDAQ-traded corporation that conducts student lending services and provides resources for families planning to pay for college. It has changed dramatically since it was set up in the early 1970’s as a Federal entity that made and serviced Federal...
A Review of Changes in Federal Financial Aid

A Review of Changes in Federal Financial Aid

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 15, 2026 | Federal Student Loans

This July, Federal student financial aid programs will be transformed. Substantive changes are slated to take effect as a result of the One Big Beautiful Bill Law (OBBBL) that was enacted by Congress last summer. This post reviews the pending changes in three...
Policy Agenda of the Institute for College Access & Success

Policy Agenda of the Institute for College Access & Success

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Nov 17, 2025 | Legislation

The Institute for College Access & Success (TICAS) is an independent, nonprofit research and policy organization that strives to increase college access, affordability, and success. Headquartered in Oakland, California, with a satellite office in Washington D.C.,...
Update on the Federal Work-Study Program

Update on the Federal Work-Study Program

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Nov 11, 2025 | Work-Study

The Federal Work-Study (FWS) Program provides a way for students to earn money to help pay for their education by working part-time while in a college. Over 3,400 schools participate in the program, which is managed by the Student Aid Office of the U.S. Education...
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