by Mitch St Thomas | Apr 28, 2025 | Federal Student Loans
A student loan borrower may be contacted by the marketing arm of a Federal student loan service provider for the Education Department (ED) at any time during the term of the loan. The borrower will be asked to transfer their accounts to that provider in exchange for...
by Mitch St Thomas | Apr 27, 2025 | Federal Student Loans
If a former student is past due on a Federal student loan, there is an obvious way to bring the loan account current. The borrower simply pays the past due amount and continues on with his or her payment plan. However, most delinquent borrowers are unable to do this,...
by Mitch St Thomas | Apr 27, 2025 | College Savings Plans
When companies compete for the best employees, the quality of their benefits packages is a key differentiator. Prospective employees look for a comprehensive package that will improve their financial condition and help them prepare for the future. An IRS Section 127...
by Mitch St Thomas | Apr 26, 2025 | College Savings Plans
The Uniform Transfers To Minors Act (UTMA) and the Uniform Gifts to Minors Act (UGMA) are two laws that combine to produce the acronym “UTMA/UGMA”. They are useful tools for parents and others seeking to reduce taxes while accumulating assets for college. First came...
by Mitch St Thomas | Sep 30, 2021 | FAFSA
This is our fourth post on the Free Application for Federal Student Aid (FAFSA), the U.S. Department of Education form that is submitted annually by college applicants and continuing students seeking financial aid for college. FAFSA data is made available to...
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