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Student Debt Relief Is Blocked By Texas Court

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Nov 15, 2022 | Financial Aid

The U.S. Education Department (ED) is no longer accepting applications for its student debt forgiveness plan (the Plan) after a Texas judge halted its rollout in a November 10th ruling. Studentaid.gov, the ED’s website for student aid programs, announced the following...
Private Scholarships — Are They Worth the Effort?

Private Scholarships — Are They Worth the Effort?

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Nov 7, 2022 | Financial Aid

College tuition is on the rise again after a two-year hiatus brought about by the pandemic. Increases have been substantial — usually in the range of 3 to 4%. Families are more concerned than ever about the affordability of college, so they seek options to avoid...
Tuition Discounts Offered as Merit Aid

Tuition Discounts Offered as Merit Aid

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Oct 27, 2022 | Financial Aid

Colleges have conflicting motives when considering applicants for admission. Their prime motive is to accept qualified applicants who will pay full tuition, assuring the college that it will be able to operate at or above its desired educational level. However, the...
Parent PLUS Loans Lead to Risk-Taking

Parent PLUS Loans Lead to Risk-Taking

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Oct 14, 2022 | Financial Aid

Federal Direct PLUS Loans, commonly referred to as a Parent PLUS loans, are available to parents of dependent undergraduate students to pay for their child’s college education. There are no fixed annual or aggregate limits for these loans. The amount that a parent can...
Use the CSS Profile to Obtain Aid from Colleges

Use the CSS Profile to Obtain Aid from Colleges

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Oct 7, 2022 | Financial Aid, Uncategorized

Most families welcome financial aid from outside sources to help them pay for a college education. Although they may not accept all financial aid offered to them, they prefer as wide an array of choices as possible. Two important applications should be submitted by...
The Federal Loan Forgiveness Plan – Part I

The Federal Loan Forgiveness Plan – Part I

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Sep 4, 2022 | Financial Aid

The cost of college has nearly tripled since 1980 and Federal financial aid has not kept pace. Pell Grants once covered about 80% of the cost of a four-year public college degree for students from working families, but now only covers a third. This erosion of tuition...
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Recent Posts

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  • Overview of Federal Direct Student Loans
  • Overview of Federal Parent PLUS Loans

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