by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 13, 2026 | Enrollment
Peak college enrollment in the United States was reached in 2010 with 21 million students. After 2010, structural, demographic, economic, and policy factors converged, causing enrollment to decline. By 2019, it had fallen to 19 million. In 2020-22, due to the...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 12, 2026 | Federal Student Loans
Students and parents with defaulted Federal education loans have been confused lately by a flurry of changes in the garnishment policy of the U.S. Education Department (ED). In December, the ED announced that it would resume garnishing wages from defaulted borrowers...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 10, 2026 | Legislation
The One Big Beautiful Bill Act (the Act), enacted in July of 2025, introduced a significant shift in the accountability methods to be used by the Federal government to monitor and regulate colleges. The purpose of the new methods is twofold: 1.) To foster the gainful...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 7, 2026 | College Savings Plans
Section 529 of the IRS tax code establishes and defines Qualified Tuition Programs (QTPs) as tax-deductible education savings or prepaid tuition accounts. Hence the name 529 accounts. Most 529 plans are state-run, and each state has its own version of a 529 Education...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 29, 2026 | Financial Aid
Sallie Mae is a NASDAQ-traded corporation that conducts student lending services and provides resources for families planning to pay for college. It has changed dramatically since it was set up in the early 1970’s as a Federal entity that made and serviced Federal...
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