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Comparing College Financial Aid Offers

Comparing College Financial Aid Offers

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 23, 2022 | Financial Aid

Late March and early April is happy season for college applicants. It’s when they receive letters of acceptance and financial aid offers from the schools that have admitted them. The happiest are those who receive more than one offer. But these students won’t simply...
How Inflation Affects College Tuition

How Inflation Affects College Tuition

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 20, 2022 | Financial Aid

In the Opinion section of the March 1, 2022, edition, the Wall Street Journal ran an article titled “How Inflation Affects Universities: Rising Tuition Is a Concern for Students”. Yet on December 2, 2021, Forbes had run an article titled, “Why College Tuition Is...
Be Ready for Loan Payments to Resume in May

Be Ready for Loan Payments to Resume in May

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 16, 2022 | Financial Aid

On December 22, 2021, U.S. Department of Education extended the COVID-19 student loan repayment moratorium through May 1 of this year. The moratorium has been providing the following relief measures for eligible Federal student loan holders since the enactment of the...
Mistakes in Financing an Education

Mistakes in Financing an Education

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 25, 2022 | Financial Aid

Some parents view the need for student financial aid as a sign that they haven’t earned enough money or didn’t do a good job of saving for their child’s college education. It’s important for these parents to realize that the cost of college tuition has been spiraling...
Financing Education with UTMA’s

Financing Education with UTMA’s

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 11, 2022 | Tax Planning

The Uniform Transfers To Minors Act (UTMA) is a law recommended by the National Conference of Commissioners on Uniform State Laws in 1986 and subsequently enacted by most U.S. states. It provides a mechanism under which gifts can be made to...
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