by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Aug 19, 2025 | Federal Student Loans
The Affordable Loans for Students Act (the Act) was introduced in Congress on March 10 as an amendment to the Higher Education Act (HEA) of 1965 for the purpose of lowering Federal student loan interest rates to 2%. The rate reduction will apply to all borrowers,...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jul 25, 2025 | Exams
The College-Level Exam Program (CLEP) may be the best deal in American post-secondary education. People who didn’t go to college directly after high school as well as other non-traditional students working full-time can earn credits at a college without taking courses...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jul 15, 2025 | Admissions Tips
Students who have been accepted by a college through an Early Decision (ED) program should consider themselves fortunate, and most do. They’ve applied to a school at or near the top of their target list and have been admitted before most of their fellow students have...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jul 8, 2025 | Financial Aid
The CSS Profile is an online college application administered by the College Board. Each year, use of the CSS Profile application allows students to access over $10 billion in non-Federal student aid. Annually, over 430,000 students receive an average of $45,000 in...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jun 24, 2025 | Legislation
In the last post, we covered H.R. 1 of 2025 (the Big Beautiful Bill), which, in Title III, proposes major changes to Federal student aid programs. The changes in Title III take effect on July 1, 2026, and apply to award year 2026–27 and subsequent years. It’s now in...
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