by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jun 13, 2025 | Legislation
The U.S. House of Representatives passed the annual budget reconciliation bill, designated as H.R. 1, on May 22. Title III of the legislation contains the Committee on Education and Workforce’s proposed changes to the Department of Education’s (ED) student aid...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jun 11, 2025 | Colleges
College tuition rises much faster than general inflation, a fact that has been well known for some time. Lately, however, sky high tuition has colleges on the horns of a dilemma. Limited in ways to grow revenue such as offering new programs or recruiting more foreign...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | May 19, 2025 | Financial Aid
Federal Direct Loans are government-backed financial aid options provided by the U.S. Education Department (ED) to help students afford the costs of higher education. Direct Subsidized Loans offer an initial interest-free period during college years for eligible...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | May 7, 2025 | Federal Student Loans
A Parent PLUS Loan (PPL) is a Federal student loan program that helps parents finance their dependent children’s college education, making it a vital resource for families facing rising college costs. Carrying a fixed interest rate of 9.08% for both the 2024-25...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | May 1, 2025 | Federal Student Loans
Private student loans are financial products offered by private lenders to help students finance their college education. They are distinct from Federal student loans provided by the government. Private loans have the potential to fill funding gaps when Federal...
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