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Overview of Federal Parent PLUS Loans

Overview of Federal Parent PLUS Loans

by Mitch St Thomas | May 7, 2025 | Federal Student Loans

A Parent PLUS Loan (PPL) is a Federal student loan program that helps parents finance their dependent children’s college education, making it a vital resource for families facing rising college costs. Carrying a fixed interest rate of 9.08% for both the 2024-25...
The Pro’s and Con’s of Private Student Loans

The Pro’s and Con’s of Private Student Loans

by Mitch St Thomas | May 1, 2025 | Federal Student Loans

Private student loans are financial products offered by private lenders to help students finance their college education. They are distinct from Federal student loans provided by the government. Private loans have the potential to fill funding gaps when Federal...
Transferring  Loan Accounts Damage Borrower Credit

Transferring Loan Accounts Damage Borrower Credit

by Mitch St Thomas | Apr 28, 2025 | Federal Student Loans

A student loan borrower may be contacted by the marketing arm of a Federal student loan service provider for the Education Department (ED) at any time during the term of the loan. The borrower will be asked to transfer their accounts to that provider in exchange for...
Federal Student Loans: Resolving Delinquency

Federal Student Loans: Resolving Delinquency

by Mitch St Thomas | Apr 27, 2025 | Federal Student Loans

If a former student is past due on a Federal student loan, there is an obvious way to bring the loan account current. The borrower simply pays the past due amount and continues on with his or her payment plan. However, most delinquent borrowers are unable to do this,...

Recent Posts

  • House Bill Would Overhaul Federal Student Aid
  • Can Colleges Control Administrative Bloat?
  • Overview of Federal Direct Student Loans
  • Overview of Federal Parent PLUS Loans
  • The Pro’s and Con’s of Private Student Loans

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