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Entrance Counseling for Federal Student Loans – Part 2

Entrance Counseling for Federal Student Loans – Part 2

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 27, 2023 | Financial Aid

When a student is approved for a Federal student loan for the first time, they’re required to complete Student Loan Entrance Counseling (SLEC), an online course offered by the Office of Federal Student Aid (FSA), the agency within the U.S. Education Department (ED)...
Entrance Counseling for Federal Student Loans – Part 1

Entrance Counseling for Federal Student Loans – Part 1

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 21, 2023 | Financial Aid

Federal financial aid programs for college students include scholarships, grants, work-study programs, and loans. Among these only loans need to be repaid, making them the least attractive type of Federal aid. Nevertheless, more students participate in the loan...
Gifts, Endowments, and Financial Aid

Gifts, Endowments, and Financial Aid

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 10, 2023 | Colleges

Attending a college that receives major gifts from deep-pocketed benefactors and possesses a multi-billion dollar endowment has advantages. Among these is the possibility that some of that money will trickle down to students as financial aid. As preoccupied as seniors...
Sallie Mae’s “How America Pays for College”

Sallie Mae’s “How America Pays for College”

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Feb 3, 2023 | Financial Aid

SLM Corporation (commonly known as Sallie Mae; originally the Student Loan Marketing Association) is a publicly traded U.S. corporation that conducts consumer lending services. It has changed dramatically since it was set up in the early...
The Disabled Are Eligible for Loan Forgiveness

The Disabled Are Eligible for Loan Forgiveness

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 25, 2023 | Loan Forgiveness

If a former college student with an outstanding student loan balance becomes disabled, he or she may not need to repay the debt under the provisions of the Total and Permanent Discharge (TPD) program. To obtain debt forgiveness, the individual needs to apply...
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